In order to take advantage of the service, you must be a legal citizen of the United States and 18 years or older. Simple requirementsĪ note about requirements: Bad Credit Loans has really simple requirements. Other lenders will let you ask for a rates quote before you submit a lot of personal details. One mark against though is all the information you have to provide before you even get a quote. All in all, the loan request process should only take you a few minutes. Whether or not you’re in active military dutyĪfter that, you’ll be asked a few more questions including your address, phone number, employment information like where you work, how long you’ve been employed there, and monthly gross income, and identity and bank information.įinally, you’ll be asked to input your bank account number and routing number through which the loan will be deposited.It is just like most online loan request forms with basic questions like: To get the ball rolling, you just need to fill out this simple online request form. Instead, it connects you with a lender that can offer you a loan that can work for you. How Bad Credit Loans worksī is not a direct lender.
I went through the process so I could tell you exactly how it works and how easy it was. You can get started with three short, easy steps. So, what’s Bad Credit Loans all about? In short, it’s online loans made simple. How much you pay per month, interest payments, and other details will depend on the lender you are connected with. With this service, you can get all sorts of loans, including personal loans, business loans, car loans, student loans, home mortgage loans, and credit card consolidation loans.īad Credit Loans can find you loans starting from $500 up to $5,000, and its loan terms vary from as little as three months up to 36 months with varying interest rates from 5.99% – 35.99% APR. Bad Credit Loans is an online lending portal that helps people find loans. And the worse your credit score is, the harder it will be for you to find a reasonable interest rate (if you get approved for the loan at all).īefore you give up hope, there’s good news for everyone and especially those with poor credit. That said, being approved for a loan doesn’t necessarily mean that you’re guaranteed the best rates. Getting a personal loan is becoming easier with each passing year thanks to more advanced technologies and a growing number of lenders generating healthy competition.
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